"Richard was recommended to me by a friend at a time when I was in need of instant and comprehensive financial advice. He presented a thoroughly professional image from the offset and was extremely easy to work with. His approach was considered, and his demeaner genuine. All the above made him a pleasure to do business with. An easy recommendation. Many thanks!!"

"Richard helped me set-up/arrange my QROPS pension position and so far the results have been encouraging. I am happy with the current situation and the service he provides. If anyone is interested in a financial advisor, then Richard is worth contacting. You can then decide if he is the person to help you based on your own interaction with him."

"Richard has, and continues, to provided me with sound honest advice for my personal finances. He helped greatly in sorting out how much my pension pot, due from Aviva, was actually worth and arranged a QROPS for me to transfer my pot into."

"I met Richard through a personal recommendation and what a find he has turned out to be. When far from home, and some sound advice and assistance required with no risk options presented, he is number one. For expats who just need that shoulder to lean on without exposure he is great news, and the product portfolio full of global institutions, so a real no brainer. We all need reminding of what we should be doing longterm and he has the softly, softly approach. All in all, he is a gentleman, has respect for the opinions of his clients and is definitely a financial solution provider. I should know, I was one myself a long time ago with Sun Life (now part of AXA) and i knew my core products very, very well indeed. Best of luck Richard, a pleasure recommending you."

"Richard Malpass has opened for Absolute more than 25 accounts for offshore banking, he gave full details of what was required and why, and called to our offices frequently to assist further when needed. Opening the accounts was made easy."